Life Insurance and Family Protection
As crystal balls are stubbornly elusive, we provide comprehensive protection advice enabling you to focus on the best that life has to offer knowing you are covered for the unexpected.
For your peace of mind
No one wants to think about the more unpleasant aspects of life, such as illness, long term unemployment or even death.
We don’t trade on fear or worry, but we do know the value of the peace of mind that comes with knowing that should your best laid plans become derailed by unforeseen events, you have the protection in place to ensure that money isn’t one of your worries.
LIFE INSURANCE AND CRITICAL ILLNESS COVER
Life insurance generally provides an ongoing income or lump sum to help provide for your loved ones financially in the event of your death. Critical illness cover provides you with financial protection in the event of a pre-defined serious illness, such a heart attack, Parkinson’s disease, and some forms of cancer. These types of cover can also be combined to give you ultimate peace of mind.
Income Protection provides a monthly sum to replace lost income should you become unable to work as a result of sickness, accident or disability. Income protection usually has a maximum benefit of around 60%-70% of earnings because the benefits are tax free and take account of you not having to pay national insurance whilst unable to work.
Selecting the appropriate type and level of protection can be daunting. We are here to guide you through the various options available to you.
Life Insurance will pay an ongoing benefit or one off lump sum in the event of your death
The benefits paid on a claim can be used to settle remaining mortgage balances or provide cover for inheritance tax commitments
Family income benefit can provide a lump sum or more usually a monthly income to your family in the event of your death
Relevant Life cover enables a company to provide an individual ‘death-in-service’ benefit for employees
Critical illness cover pays a lump sum on the diagnosis of a serious life changing illness to provide help with income, and additional care and home expenses
Download a copy of our Fee Schedule
Here at Wise Investment, we are one big happy family.
Since 1992, we have helped families grow and we continue to help their children, and some friends too, to make wise investment choices in Financial Planning and Wealth Management.
As an employee-owned business, our people each own a share in Wise Investment. Our staff have the entrepreneur spirit – they share the success of Wise Investment, its reputation and longevity.
Our people stay with us, and you’ll have a regular contact who knows your account. Like a family business, we go above and beyond to look after our customers, personally managing your objectives and providing the best service.About us